In the present study, multicomponent Zr–Ti–Sm–Nd–Al oxide coatings were successfully synthesized via the sol–gel method and deposited on glass substrates using the dip-coating technique. The preparation procedure involved the formation of stable precursor sols and oxides based on zirconium, titanium, samarium, neodymium, and aluminum compounds, followed by controlled hydrolysis, aging, multilayer deposition, and thermal treatment at 430 °C. The obtained coatings were investigated with respect to their structural, compositional, and optical properties using X-ray diffraction (XRD), energy-dispersive X-ray fluorescence spectroscopy (XRF), and UV–VIS–NIR spectroscopy. The experimental results demonstrated the successful formation of uniform and transparent oxide layers with thicknesses ranging from approximately 39 to 57 nm, depending on the number of deposited layers. XRD analysis revealed the presence of nanocrystalline monoclinic ZrO2 as the dominant crystalline phase, while no separate crystalline phases related to Ti, Sm, Nd, or Al oxides were detected, suggesting homogeneous incorporation of the dopants into the oxide matrix. Optical characterization showed high transmittance in the visible and near-infrared spectral regions, close to that of the untreated glass substrate, indicating the suitability of the coatings for optical and photovoltaic applications. The incorporation of rare-earth and aluminum-containing species contributes to improved structural stability and functional performance of the coatings. The obtained results confirm that the combined sol–gel and dip-coating approach is an effective route for the fabrication of multifunctional transparent oxide coatings with potential application as durable self-cleaning and protective layers for photovoltaic panels and related optical systems.